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  Home > Business Units > ACE Commercial Risk Services® > Products
  Products
 
 

ACE Commercial Risk Services® provides an array of insurance products, including:

 

   Casualty

   Inland Marine

  Environmental

   Professional Risk

 

 

 

Casualty Products (product sheet)

   

ACE EXPRESSSM Small Umbrella Express Online Facility

 

Umbrella

·      800 Class Codes – low to medium hazard

·      Quick turn around rate quote bind

·      1x to 5x of $1 million primary

·      Accounts $25,000 in premium and below

·      Admitted Paper, most states



Environmental Products
(product sheet)

The Environmental products are designed for smaller accounts.  Both contractors and consultants fit our program.  Minimum premium of $2,500. 

 

·      Commercial general liability

·      Contractors pollution liability

·      Professional liability

·      Excess over general liability, pollution liability, professional liability, auto, excess liability.  General liability has to be written by ACE Westchester.

·      Auto to support general liability

 

Target Customers

  • Environmental contractors and consultants
        • Including general liability, pollution liability and professional liability–revenues up to $2.5 million
  • Fire/Water restoration contractors
        • General liability and pollution liability-revenues up to $2.5 million
  • Non environmental contractors
        • Mono line pollution liability and professional liability-revenues up to $25 million

 

Capacity

·      $6 million limits ($25 million possible)

 

Coverage Forms

·      Occurrence or claims-made ISO general liability

·      Mold coverage

·      Occurrence or claims-made ACE Westchester contractors pollution liability coverage

·      Claims-made ACE Westchester professional liability coverage

·      ACE Westchester excess follow form coverage forms and endorsements

 

Submission Requirements

·      Application

·      Loss information (three years) including description of large losses

·      Details of expiring program (if any)

·      Desired limits and target pricing


 

Inland Marine Products

“On line” rate, quote, bind and issue system for builder’s risk and motor truck cargo products.  This system will provide near instantaneous quotations or automatically refer to an underwriter any account that needs final underwriter approval.  Broker registration required.

 

         

ACE EXPRESSSM Motor Truck Cargo Online Facility

ACE EXPRESSSM Builder's Risk Online Facility

 

 

Motor Truck Cargo (product sheet)

·      Scheduled vehicle basis not gross receipts – up to 25 vehicles

·      Admitted paper all states except California

·      Broad form coverage

·      Print policy in your office from PDF

·      Most commodities qualify including auto haulers


 

Builder’s Risk (product sheet)

·      $10 million in limits available (refer)

·      All construction types (including frame)

·      All risk form

·      Print policy in your office from PDF

·      Will do renovations projects (refer)

·      All states

 

 

   Professional Risk Products

The ACE Commercial Risk Services® Professional Risk team writes a variety of smaller professional accounts with no minimum premium.  We have an appetite for a large cross section of errors and omissions, directors and officers and employment practices liability that are handled in a very effective and efficient manner through an online rate, quote, bind and issue tool ACE EXPRESSSM D&O and MPL Online Facility.  Broker registration required.

 

In turn, you may send submissions to:

aceexpressEO@acegroup.com

aceexpressDO@acegroup.com

 

Limits of up to $5 million are available for the following products:

                                                                       

ACE EXPRESSSM Management Liability Package

¯       Online Tool available now!

·      Private Company, D&O, EPLI, Crime & Fiduciary available

·      $100 million in revenues and less

·      Under 500 employees

 

Not-for-profit Companies (no financial institutions)

·      $25 million in revenues and less

·      Under 500 employees

 

Employment Practices Liability (no financial institutions)

·      500 employees and less

 

Miscellaneous Professional Liability

¯       Online Tool available now!

·      $5 million in revenue and below

·      Target Classes:

    • Real Estate–agent/brokers, property managers, appraiser, title agents, escrow agents


 

Professional Risk – product sheets:

Non-Profit Management Indemnity Policy

Technology and Professional Liability

Public Entity/Officials Liability

Educators Legal Liability Policy

Multimedia Liability Policy

Miscellaneous Professional Liability

Private Company Management Indemnity

 


 
The above is only a summary and the underwriter reserves the right to request additional information and determine if a policy quote can be offered.  If a policy is issued please see the policy for actual terms and conditions.  All products may not be available in all states and surplus lines products are only available through licensed surplus lines brokers.

     
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