ACE Westchester writes most classes of Inland Marine business, including the following:
Bridges, Tunnels and Other Properties
Coverage Highlights
Coverage for direct physical loss for civil works of all types, including bridges, tunnels and other properties, as well as coverage for large equipment associated with these risks. Loss of revenue and other risk specific endorsements may be available. Risks may be completed or under construction.
Coverage may be written on an admitted or non-admitted basis. Flood, earth movement, windstorm and terrorism coverages may be available.
Preferred Risks:
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- Concrete and Earthen Dams
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- Port Cranes and related equipment
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Builder's Risk
Coverage Highlights
Three different coverage forms are available depending on the nature of the risk. The Builder's Risk XTRA generally suits risks under $50,000,000; the Completed Value Form is designed for larger risks; and the Homebuilders XTRA is intended for homebuilders. All of the forms provide coverage for direct physical loss. We can add coverage for Soft Costs, Rental Income and Business Income Coverages, as well as a package of specially designed coverage additions for the homebuilder in the Homebuilders XTA Plus endorsement.
Preferred Risks:
- Homebuilders
- Office, Institutional, Retail
- Apartments
- Water & Sewer
- Government and military installations
Use the link to ACE Westchester's Builder's Risk Online Facility to find out how you can gain access to this valuable tool.
ADVANTAGES: Builder's Risk opportunities submitted via the website offer the following:
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- Ability to check online to determine quote status
- Printable Acord Application
- Online loss reporting
- Online Builder's Risk and Contractors Equipment loss control information
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Communication Risks
Coverage Highlights
Risks of direct physical loss coverage designed for radio, television, telephone, cellular and other communication risks. Real property, personal property and liability exposures may be included.
Preferred Risks:
- Broadcasters - radio and television
- Tellecommunication firms
- Tower leasing firms
- Larger video and film risks
- Broadband operations
Contractors Equipment
Coverage Highlights
An extensive group of additional features is built into the risks of direct physical loss coverage form, including expendable supplies, expediting expense, recovery, and fire equipment recharge expense. The valuation is replacement cost. Combined with optional coverages such as rental expense, leased or rented equipment and employees' tools, and an array, of endorsements, the form can be tailored for almost any contractor's needs.
Preferred Risks:
We will also consider crane leasing, quarry, heavy rigging, land clearing and water-well drilling.
Refer to ACE Westchester's property unit for information on underground mining.
Fine Arts
Coverage Highlights
With extensive experience in fine arts underwriting and risk management, our fine arts underwriting unit brings a unique underwriting approach and customized coverage to insureds. We can also provide specialized loss prevention services. Coverage includes protection for permanent collections, both national and international tours, loan collections, storage exposures, and loaned to your insured. Valuation is market value at the time of loss. Coverage is "wall-to-wall" and includes a loss buy back feature.
Preferred Risks:
- Municipal and private museums
- Colleges and university collections
- Private and corporate collections
- Leading art dealers
Installation Coverage
Coverage Highlights
Coverage is designed to suit the needs of medium to large contractors doing everything from HVAC to plumbing to electrical work to large installations such as waste water treatment plants. Risks of direct physical loss coverage may be written on a flat premium or reporting basis.
Preferred Risks:
Electrical
Plumbing
HVAC
Windows
Carpeting
Machinery Installation
Medical Equipment
Coverage Highlights
Update in progress; will be posted shortly
Preferred Risks:
Mobile or Fixed Equipment
Motor Truck Cargo
Coverage Highlights
Our Motor Truck Cargo liability form provides risks of direct physical loss to the property of others in the care, custody or control of the vehicle operator. Coverage for brokerage operations, terminals, auto physical damage and real & personal property may be available with the cargo coverage for a comprehensive insurance product.
Use the link to ACE Westchester's Motor Truck Cargo Online Facility to find out how you can gain access to this valuable tool.
Preferred Risks:
Fleets of 50 or less or 250 or more vehicles
Warehouse Legal Liability
Coverage Highlights
Our legal liability coverage for Warehousers may be combined with real and personal property coverage and general liability coverage into a single package. The coverage form may be customized with extensions for mysterious disappearance, debris removal, accrued charges and newly acquired premises. We also have the capability to provide coverage for moving equipment and supplies, removal, fire department service charges, theft damage to buildings, processing coverage for work done on covered property as well as the usual defense costs, bonds and interest, accrued charges, loss data preparation costs, and debris removal.
The coverages may also be combined with Motor Truck Cargo, Ocean Cargo, Property and Liability coverages.
Preferred Risks:
Public and contract warehouse operations
Other Product Opportunities
If you have questions on our position on an individual inland marine risk or on a class of inland marine business not included here, contact any of the underwriters listed in the Offices section of this website.
The above is only a summary and the underwriter reserves the right to request additional information and determine if a policy quote can be offered. If a policy is issued please see the policy for actual terms and conditions. All products may not be available in all states and surplus lines products are only available through licensed surplus lines brokers.