Professional Risk competes with all major carriers in all current lines of business.
Directors and Officers Liability
· Directors, Officers and Company Liability
· Retired Officers and Directors
· CODA Premier D&O Excess DIC
· CODA Premier IDL Excess DIC
· Side A Directors and Officers Liability
· Directors and Officers Liability for Companies in Bankruptcy
· General Partners Liability
· Private Company Insurance
· Not-For-Profit Company Management Protection Insurance
· Insurance Company Professional Liability
· Mutual Fund, Investment Advisor and Service Provider Professional Liability
· Securities Broker-Dealer Professional Liability
· Bankers Professional Liability
Miscellaneous Professional Liability
· Real Estate – Agents and brokers, property managers, appraisers
· Title Agents, abstractors, and escrow services
· Claim Adjusters
· Construction Managers w/o BI/PD
· Consultants- Human resources, financial, business management, actuarial
· Third Party Administrators, not including managed care and other medical type exposures
· Trustees and other fiduciary service providers
· Franchisors
· Excess lawyers over 15 attorneys
· Temporary staffing and professional employer organizations
· Collection and credit reporting
· Mortgage bankers/brokers
· Home Inspectors w/o BI/PD
· Freight Forwarders
Public Officials Liability
· Municipalities
· Special districts, including housing, utilities, water, mass transit, port authorities
· Includes third party EPL
Multimedia
· Available on both a claims made and occurrence basis
· Coverage provided for intellectual property infringement exposures
· Coverage provided for personal injury exposures
· Includes services provided over the internet
Privacy and Network Liability
· Privacy liability and network security liability
· Designed for all companies
· Coverages:
° Privacy Liability
° Identity Theft Response Fund
° Network Security Liability
· Also available:
° Electronic Media Liability
° Cyber Extortion
· Any business managing:
° Sensitive customer or employee information
° Third party corporate information
° A computer network
° A website
· Classes include Retail, Financial Institutions, Healthcare
School Officials Liability
· Public and private schools including vocational, charter schools, community colleges
· District programs and/or pools available
· Includes 3rd part EPL
Digital Technology
· Technology Consultants/Integrators
· Internet Service Providers
· Application Service Providers
· Software Developers
· Telecommunications
· Internet Retailers
· Data Processors
· Non technology businesses with network exposures
Employed Lawyers Liability
· No restricted classes
· Full prior acts available
· “Moonlighting” coverage available
Excess Liability
· Follows primary policy
· Allows limit to be eroded by insured/insurer payment of covered loss
· One-page contract
· Only available to wholesale brokers